Though Blairgowrie is a magnet for golfers, walkers, history buffs - and those seeking simply to 'get away from it all' - it is best known for the quality of its fishing. Here, on the River Ericht - a tributary of the renowned Tay river system - the Holiday Property Bond owns a popular salmon beat, comprising almost a mile and a half of sought-after double bank fishing, running with wild brown trout, salmon, sea trout and grilse in season.

How HPB works: The Bond is a life assurance bond investing, after initial charges, in properties and securities. Properties are booked for a no profit 'user charge' and Points issued with the Bond. There is a quarterly fee of under thirty pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £5,000. Encashment may be made under the terms of the "Money Back Promise" referred to above. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.

This advertisement is issued by HPB Management Limited ('HPBM') of HPB House, Newmarket, Suffolk CB8 8EH. HPBM are authorised and regulated by the Financial Services Authority and are the main UK agent for Holiday Property Bond ('HPB'), issued by HPB Assurance Limited ('HPBA') registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Baillie Gifford & Co registered at Calton Square, 1 Greenside Row, Edingburgh, EH1 3AN.. The Property Manager is HPB Management (International) Limited ('HPBMI') registered at Ground Floor, Neptune House, Marina Bay, PO Box 67, Gibraltar.

HPBM, HPBA and HPBMI are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.

HPB Management Ltd. Registered in England, No.1581593. Registered Office HPB House, Newmarket, Suffolk, CB8 8EH.